The financing industry is undergoing a paradigm change. Customer behaviour is rapidly evolving, where borrowers anticipate loans become released in minimal time, probably in one-tap. Such an amount of elegance to issue loans just isn’t feasible with manual systems with an elaborate work-flow of sub-processes that are time, human-resources, and physical-space eating. To not undermine the expense that a business bears to keep up a work-flow that is efficient. The intervention of numerous individuals at different stages for the loan-issuing process places loan providers and customers, at an increased risk with a widened scope of errors and frauds.